At American Pacific Mortgage, it’s our duty to serve our employees and our communities by bringing tools and resources to our originators while delivering quality loans to our investors. As a mortgage bank, our company and our originators have the ability to fund loans in the Rancho Santa Margarita, CA area with excellent pricing and service. Our commitment to serve the borrower requires that we also maintain robust wholesale lending relationships, assuring our originators the availability of those products our mortgage bank may not offer.
By centralizing and fulfilling services including accounting, human resources, payroll, licensing, HUD approvals and benefits management, we allow our originators to focus on the business of providing loans. Our commitment to delivering production tools and industry training, as well as sharing proven strategies with originators helps them succeed in originating loans, giving them a huge advantage over the competition. In addition, our ability to deliver large volumes of quality to our industry partners creates pricing and service improvements that increase that advantage even further.
American Pacific Mortgage is a company that constantly surveys the industry and the economic environment in preparation for the changes and opportunities we see on the horizon. We believe that this commitment to foresight and preparedness is the most important responsibility that we provide to our employees, industry partners, and communities. Collaborating with our employees and industry partners is a core characteristic of our culture; it allows us to constantly measure and improve our service. We believe in honesty and transparency in all of our relationships, with our consumers, our industry partners and especially with our employees.
and a huge sense of accomplishment. You didn’t pick the house that was best for someone else, you picked the one that’s right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. “Less paperwork and more personal attention” means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!
You’ve been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We’ll help with the best program to fit your goals.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you’re making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS#331319/#1850. BRE 01215943
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